Why Choose Valley Credit Services?
Performance
With our extensive database, personalized service, years of experience, and our “We motivate-Not Aggravate” motto, we provide results. At Valley Credit Services, Inc. we continually monitor our results. We are grateful for the opportunity to have some larger clients that use multiple agencies and share recovery results. We are outperforming our competition and coming in first against the large and better known agencies.
Commission Rate vs. Recovery Rate
Monies returned back to you through your collection service are considered “Net Back”. Below is a scenario of two agencies with different recovery and commission rates and the “Net Back” calculation that was returned to the client.
Net Back Comparison
| Total Account
Balance |
Commission
Rate |
Recovery
% |
Net Back
To Client |
|
| 1st Agency | $1,000 | 25% | 20% | $150.00 |
| 2nd Agency | $1,000 | 33% | 28% | $187.50 |
Remember, the commission rate by itself is meaningless-net return is the key.
Experience & Collection Expertise
Managing partner and co-owner since 2004, Jim Wesolowski is a licensed CPA and formerly worked at Schenck, S.C. in Appleton for six years. He has integrated his knowledge and accounting principles into our daily collection procedures and the result continually impacts our collection averages in a positive way creating more netback for our clients. The president, Roger Shavlik, has been involved in credit and collections since 1964.
VCS licensed collectors bring years of experience and all have their own unique styles that gently adapt to the debtors they collect from. From time to time, VCS collectors will communicate with you when necessary to maximize recovery rate. Our collectors work on a commission structure, they have the same goal as you (Recovery).
Customer Service
At Valley Credit Services, Inc. we guarantee Personalized Service to keep you informed about the progress of your accounts. Our account representatives will always be available to answer your questions and periodically deliver your reports. Our relationship with our clients and our understanding of their collection procedures maximizes recovery rate, as we are all working towards the same goal.
